Disability Insurance
We understand that your ability to earn an income is your most valuable asset. Disability Insurance ensures that if illness or injury prevents you from working, you and your loved ones can maintain your lifestyle without financial strain.
Why You Need Disability Insurance
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Maintain Your Income: Receive a monthly benefit to cover living expenses, medical costs, and debt repayments while you recover.
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Cover Major Debts: Use a lump sum payout to settle outstanding debts like mortgages, car loans, and credit cards, preventing financial strain.
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Protect Your Family: Ensure your loved ones are financially secure, even if you're unable to work.
Our Approach
We collaborate with leading South African insurers—including Liberty, Discovery, Old Mutual, Momentum, PPS, and Brightrock—to find the best coverage for your needs. Our process includes:
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Personalized Financial Needs Analysis: Assessing your unique situation to recommend the most suitable disability insurance options.
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Clear and Transparent Advice: Guiding you through policy details, ensuring you understand your coverage and benefits.
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Ongoing Support: Offering continuous assistance to adjust your policy as your life circumstances change.
Types of Disability Insurance
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Lump Sum Disability Insurance: Provides a one-time payment to cover major debts and expenses in the event of permanent disability.
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Impairment Insurance: Pays out a percentage of the sum assured if you suffer a specified impairment, such as loss of a limb or bodily function.
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Income Disability Insurance: Offers a monthly income if you're temporarily or permanently disabled, allowing you to maintain your standard of living.
Ready to Protect What Matters Most?
Contact us today to discuss your disability insurance needs. Our team is here to provide expert guidance and help you secure a plan that fits your life and legacy.