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Investment Planning

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At Wallstreet Financial Services, we understand that building wealth is not just a goal but a journey. Our investment services are designed to empower you to navigate this journey with confidence and clarity. Whether you're planning for retirement, saving for your children's education, or simply seeking to grow your wealth, we offer a diverse range of investment options tailored to your unique needs

Tailored Investment Solutions

We believe that no two investors are alike. That's why we take the time to understand your financial goals, risk tolerance, and investment timeline before recommending any products. Our team of experienced advisors will work closely with you to develop a personalized investment strategy that aligns with your aspirations.

Collective Investment Schemes (Unit Trusts)

Collective Investment Schemes, often referred to as Unit Trusts, are open-ended investments where consumers are invited to invest money in various portfolios. These schemes allow multiple investors to pool their resources, which are then managed by a professional portfolio manager. Each investor owns a proportionate share of the portfolio and its returns.

  • Wide Range of Portfolios: From conservative to aggressive, with subclasses in between, ensuring there is a suitable option for every risk profile.

  • Flexible Contributions: Invest through regular contributions, lump sums, or a combination of both.

  • Transparency and Regulation: Highly regulated by the Collective Investment Schemes Control Act, ensuring safety and transparency.

At Wallstreet Financial Services, we collaborate with reputable Asset Managers such as Ninety One, Allan Gray, Stanlib, Inn8, Old Mutual Wealth, Momentum Wealth, 1nvest, Coronation, Sygnia, Nedgroup, Franklin Templeton, Foord, Sasfin.

Endowment Products

Endowment products are structured investments with a fixed period of five years or more. They offer access to various investment portfolios available on the product provider's platform.

  • Tax Efficiency: Ideal for investors with a marginal tax rate of 30% or more, as the insurer pays the applicable taxes, making the proceeds tax-free at the end of the term.

  • Flexible Contributions: Suitable for both regular contributions and lump sums.

  • High-Income Earners: Particularly beneficial for high-income earners looking to reduce their tax burden on investment returns.

Tax-Free Savings Accounts (TFSA)

Maximize your savings potential with our Tax-Free Savings Accounts. Enjoy the benefits of tax-free growth on your investments.  Currently South Africans can invest up to R36'000 p.a into a Tax Free Savings account, or R500'000 during their lifetime.

  • No Tax on Returns: Earnings from interest, dividends, and capital gains are tax-free.

  • Flexible Contributions: Contribute up to the annual limit to maximize your tax-free savings.

  • Specialist Portfolios:  The portfolios invested in, will greatly impact the performance of your tax free savings account.

Offshore Investments

Diversify your portfolio and hedge against local market risks with our offshore investment options.  Structured in Jersey, Guernsey or Isle of Man, domiciled in currencies like the US Dollar, Euro or British Pound, we can structure the perfect offshore investment product for you.

  • Global Exposure: Access international markets and investment opportunities.

  • Currency Diversification: Protect your investments from local currency fluctuations.

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