Life Annuities
Guaranteed Income for Life, No Matter How Long You Live
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At Wallstreet Financial Services, we know that retirement security is a top priority.
A Life Annuity is a retirement product designed to give you guaranteed income for the rest of your life, no matter how long you live.
It removes the risk of outliving your savings and ensures financial stability throughout retirement.
With a life annuity, you convert your retirement savings into a regular monthly pension. This amount is agreed upon upfront and continues for as long as you (or your spouse, in the case of a joint annuity) are alive, giving you certainty and peace of mind.
Key Features of a Life Annuity
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Guaranteed Income for Life – Receive a steady monthly income, no matter how long you live.
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No Market Risk – Your income is not affected by market fluctuations.
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Optional Spouse’s Benefit – Ensure your spouse continues to receive income after your passing.
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Inflation Protection – Choose annual increases to help your income keep pace with rising living costs.
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No Management Required – Your income is automatically paid; no ongoing investment decisions are needed.
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Security & Peace of Mind – Eliminate the risk of running out of money during retirement.
Benefits of a Life Annuity
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Financial Certainty: Enjoy peace of mind knowing your income is guaranteed for life.
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Simplicity: No need to worry about managing investments during retirement.
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Longevity Protection: Protect yourself from the risk of outliving your savings.
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Spouse’s Security: Provide ongoing income for your loved one after your death.
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Stable Retirement Lifestyle: Focus on living your retirement years without financial stress.