South Africa's latest savings statistics reveal that households continue to face financial pressure. Learn how to improve your savings, prepare for retirement and build long-term financial security with practical strategies.

Retirement Planning in South Africa: The Numbers Tell an Important Story Retirement planning is a financial conversation that many people delay. Life is busy, expenses keep rising, and there is always something more urgent competing for our money. However, the truth is simple: retirement does not arrive by accident. It arrives whether we are ready or not. Recent retirement research in South Africa highlights a concerning reality. According to the 2024 FNB Retirement Insights

When people think about financial advice, they often think about products: life cover, income protection, retirement annuities, unit trusts, tax-free investments, medical aid, business assurance or estate planning tools. But good financial advice should never start with a product. It should start with your life. Your family. Your income. Your business. Your responsibilities. Your debt. Your future goals. Your fears. Your blind spots. The people who depend on you. The financia

When we speak to clients about financial planning, the conversation often starts with protection: life cover, income protection, disability cover, severe illness benefits, medical aid and estate planning. And rightly so. Insurance protects your family, your income and your financial plan when life does not go according to plan. But once those foundations are in place, the next important question is: How do I grow my money more efficiently over time? One of the most useful too

The South African 2026 National Budget delivers targeted tax relief while maintaining fiscal discipline. While it is not a stimulus-heavy budget, it creates clear opportunities for individuals and business owners who structure their finances correctly. If you are a salaried employee, business owner, investor, or planning for retirement in South Africa, here is what the 2026 Budget means for you. 1️⃣ Personal Income Tax Relief – Protection Against Bracket Creep The government

South Africa’s Savings Rate Is Declining – What Working Individuals Must Know

As 2025 draws to a close, I’ve penned some thoughts and observations.

In today’s fast-paced global economy, diversifying your investment portfolio beyond South Africa is essential—not just a choice for the wealthy. Whether you want to safeguard your wealth, capitalize on foreign currency, or establish a legacy for your family, Standard Bank International (SBI) through Wallstreet Financial Services presents a variety of premier investment options tailored to meet your global goals. Why Invest Offshore? Investing offshore enables you to diversify

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Three major insurers claims published for 2024, unpack the correlations and increases year on year, which will give you a deeper understanding of the importance of the role insurance plays in our day to day lives.

Retirement should be one of the most rewarding phases of life. However, to ensure a comfortable and secure retirement, preparation is...

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As crypto use grows, SARS is cracking down on undeclared assets and trades. SARS urges taxpayers to declare crypto holdings. Here is what you need to know.

The power of collective wealth-building with stokvels in South Africa. Explore the rich tradition of savings and investment through stokvels.

Discover the potential of Offshore Investing in a global Endowment with as little as $200 per month. Diversify your portfolio and grow your

I like reading, and the other day I read part of his biography of Mr Ron Wayne. and the fact that he was one of the Apple Co-Founders...