Here we unpack the reasons why replacing a policy can affect you.

South Africa's latest savings statistics reveal that households continue to face financial pressure. Learn how to improve your savings, prepare for retirement and build long-term financial security with practical strategies.

The biggest mistake isn't choosing the wrong investment. It's waiting too long to start. One of the most common conversations I have with clients is this: "I wish I had started saving earlier." Retirement often feels like something that is decades away. Between paying a bond, raising children, buying cars and dealing with everyday expenses, retirement planning can easily become tomorrow's problem. Unfortunately, tomorrow has a habit of arriving much faster than we expect. Let

Buying a home is one of the biggest financial commitments most of us will ever make. Between arranging finance, transferring the property and moving in, insurance is often seen as a series of tick boxes required. But what many homeowners don't realize is that insurance is built on one fundamental principle: full and accurate disclosure. Providing incorrect or incomplete information when taking out a policy can have serious consequences, particularly when it comes time to cla

Retirement Planning in South Africa: The Numbers Tell an Important Story Retirement planning is a financial conversation that many people delay. Life is busy, expenses keep rising, and there is always something more urgent competing for our money. However, the truth is simple: retirement does not arrive by accident. It arrives whether we are ready or not. Recent retirement research in South Africa highlights a concerning reality. According to the 2024 FNB Retirement Insights

When people think about financial advice, they often think about products: life cover, income protection, retirement annuities, unit trusts, tax-free investments, medical aid, business assurance or estate planning tools. But good financial advice should never start with a product. It should start with your life. Your family. Your income. Your business. Your responsibilities. Your debt. Your future goals. Your fears. Your blind spots. The people who depend on you. The financia

Below is a clear, practical breakdown of the economic risks, trade implications, oil price effects, and what this means for South African investors. 1. Higher Oil Prices and the South African Economy One of the biggest immediate risks from the Middle East conflict is rising oil prices . A major global chokepoint, the Strait of Hormuz , carries roughly 20% of the world’s oil supply. Any disruption or closure immediately tightens global supply and drives crude prices higher. Ho

The South African 2026 National Budget delivers targeted tax relief while maintaining fiscal discipline. While it is not a stimulus-heavy budget, it creates clear opportunities for individuals and business owners who structure their finances correctly. If you are a salaried employee, business owner, investor, or planning for retirement in South Africa, here is what the 2026 Budget means for you. 1️⃣ Personal Income Tax Relief – Protection Against Bracket Creep The government

South Africa’s Savings Rate Is Declining – What Working Individuals Must Know

Understand retirement annuity tax benefits in South Africa. Learn how disallowed contributions reduce tax at retirement and maximise long-term savings.

This article explains why the start of the year is critical for financial planning in South Africa, focusing on budgeting, debit orders, goal setting, and long-term financial security for families.

As 2025 draws to a close, I’ve penned some thoughts and observations.

South Africa has finally been removed from the grey-list maintained by the Financial Action Task Force (FATF)

Discover the key reasons why gap cover is important: protect your finances from unexpected medical bills. Learn why gap cover is essential today!

Explore Discovery Health Medical Scheme 2026 Benefit and Contribution Changes. Learn about updates, new plans, and enhanced benefits for 2026.

In today’s fast-paced global economy, diversifying your investment portfolio beyond South Africa is essential—not just a choice for the wealthy. Whether you want to safeguard your wealth, capitalize on foreign currency, or establish a legacy for your family, Standard Bank International (SBI) through Wallstreet Financial Services presents a variety of premier investment options tailored to meet your global goals. Why Invest Offshore? Investing offshore enables you to diversify

Discover why home maintenance matters for your buildings insurance. Learn how upkeep affects claims and keeps your asset protected.

Monday Market Watch gives you the main economic drivers happening in the South African news for the week.

Discover why home maintenance matters for your buildings insurance. Learn how upkeep affects claims and keeps your asset protected.

Monday Market Watch gives you the main economic drivers happening in the South African news for the week.