South Africa's latest savings statistics reveal that households continue to face financial pressure. Learn how to improve your savings, prepare for retirement and build long-term financial security with practical strategies.

The biggest mistake isn't choosing the wrong investment. It's waiting too long to start. One of the most common conversations I have with clients is this: "I wish I had started saving earlier." Retirement often feels like something that is decades away. Between paying a bond, raising children, buying cars and dealing with everyday expenses, retirement planning can easily become tomorrow's problem. Unfortunately, tomorrow has a habit of arriving much faster than we expect. Let

Retirement Planning in South Africa: The Numbers Tell an Important Story Retirement planning is a financial conversation that many people delay. Life is busy, expenses keep rising, and there is always something more urgent competing for our money. However, the truth is simple: retirement does not arrive by accident. It arrives whether we are ready or not. Recent retirement research in South Africa highlights a concerning reality. According to the 2024 FNB Retirement Insights

When people think about financial advice, they often think about products: life cover, income protection, retirement annuities, unit trusts, tax-free investments, medical aid, business assurance or estate planning tools. But good financial advice should never start with a product. It should start with your life. Your family. Your income. Your business. Your responsibilities. Your debt. Your future goals. Your fears. Your blind spots. The people who depend on you. The financia

When we speak to clients about financial planning, the conversation often starts with protection: life cover, income protection, disability cover, severe illness benefits, medical aid and estate planning. And rightly so. Insurance protects your family, your income and your financial plan when life does not go according to plan. But once those foundations are in place, the next important question is: How do I grow my money more efficiently over time? One of the most useful too

South Africans should take their Will and Estate planning seriously.

South Africa’s Savings Rate Is Declining – What Working Individuals Must Know

This article explains why the start of the year is critical for financial planning in South Africa, focusing on budgeting, debit orders, goal setting, and long-term financial security for families.

As 2025 draws to a close, I’ve penned some thoughts and observations.

South Africa has finally been removed from the grey-list maintained by the Financial Action Task Force (FATF)

In today’s fast-paced global economy, diversifying your investment portfolio beyond South Africa is essential—not just a choice for the wealthy. Whether you want to safeguard your wealth, capitalize on foreign currency, or establish a legacy for your family, Standard Bank International (SBI) through Wallstreet Financial Services presents a variety of premier investment options tailored to meet your global goals. Why Invest Offshore? Investing offshore enables you to diversify

Discover why home maintenance matters for your buildings insurance. Learn how upkeep affects claims and keeps your asset protected.

Monday Market Watch gives you the main economic drivers happening in the South African news for the week.

South Africa is part of some qualifying African Countries whom form part of the African Growth and Opportunity Act (AGOA) agreement with...

Three major insurers claims published for 2024, unpack the correlations and increases year on year, which will give you a deeper understanding of the importance of the role insurance plays in our day to day lives.

Retirement should be one of the most rewarding phases of life. However, to ensure a comfortable and secure retirement, preparation is...

Investing is a powerful way to grow wealth beyond what savings accounts offer. For beginners, start with education and caution, then...

Understanding the structure of a Will and the importance of Estate Planning, ensures you make informed decisions on the structure and distribution of your assets.

Government has announced the implementation of a phased in approach to the VAT increase. Find out how this will impact you

Planning for retirement is one of the most important financial journeys anyone can undertake. Retirement products like pension funds,...